Insurance Agent vs. Insurance Broker

What’s the difference between and insurance agent and an insurance broker?

An insurance agent is typically an insurance company’s representative. The insurance agent’s contractual obligation is with the insurance carrier, not the insurance buyer.

An insurance broker typically represents the insured and does not have contractual agreements with insurance carriers.

In Oregon, the licensed professionals at Miller Insurance are classified as insurance producers. The term insurance producer generally encompasses both an insurance agent and an insurance broker. As independent insurance producer’s, our licensed professionals represent multiple insurance carriers and assist clients in identifying the carriers that meet the needs of each individual client.

Miller Insurance has been serving Portland since 1886 and is now licensed in over 40 states. Tell us what’s important to you and we’ll help find the coverage that’s right for you.